Oddly Likely verdict
Mastercard runs gambling through its own version of the same fence Visa uses: MCC 7995, industry summaries refer to it as a Specialty/High-Risk Merchant Registration Program, and — as with Visa — Mastercard sets the network-level compliance rules while leaving the accept-or-decline decision on any individual transaction to your issuing bank. Mastercard does not publish a consumer-facing gambling fee anywhere; whatever you pay is set by your card issuer's own cardholder agreement, not the network.
Coverage at verified partners tracks Visa closely: 22Bet, 1XBet, Stake and MelBet all confirm Mastercard deposit and withdrawal, while BetOnline and SportsBetting take it for deposits only at a cashier-set, undisclosed rate. The one place Mastercard and Visa diverge is 22Bet, which reportedly banned credit-card use operator-wide from April 2020 — debit Mastercard still works there, credit does not, and that restriction does not appear on 22Bet's Visa row. If your Mastercard is a credit product, check which plastic you are actually holding before you assume 22Bet's cashier treats the two networks identically.
Verified partners that take Mastercard
| Partner & signup bonus | Dep / WD | Limits & fees | |
|---|---|---|---|
| ✓ / ✗ | deposit fee varies1 | Claim offer | |
| ✓ / ✗ | deposit fee varies2 | Claim offer | |
| ✓ / ✓ | Min €1 · up to 24 hours3 | Claim offer | |
| ✓ / — | See cashier | Claim offer | |
| ✓ / ✓ | Min $1 · up to 7 days | Claim offer | |
| ✓ / ✓ | Min varies4 · timing varies5 | Claim offer | |
| ✓ / ✓ | 1-7 business days6 | Claim offer | |
| Via Swapped on-ramp | See cashier | Claim offer |
1 Deposit fee: Varies by deposit amount, card type, and VIP level; displayed at time of deposit, no fixed rate published
2 Deposit fee: Varies by deposit amount, card type, and VIP level
3 Credit-card deposits were discontinued in April 2020; debit Mastercard remains accepted.
4 Minimum: CAD 5, AED 20, EUR 5, USD 5, ISK 500, BAM 10
5 Timing: up to 3 business days for funds to reach your bank account after the withdrawal is processed from the Stake account
6 Timing: 1-7 business days (requires verification)
Every figure above comes from the operator documentation cited on this page. Limits and fees are the operators' published terms; the live cashier decides what your account and region actually see.
What stands out
- Deposit-and-withdrawal support at four verified partners — 22Bet (debit only, from €1, up to 24-hour withdrawal), 1XBet (from $1, up to 7-day withdrawal), Stake and MelBet — putting it just behind Visa's four-partner round trip.
- No published Mastercard-side gambling fee: costs a bettor sees come entirely from the issuing bank's cardholder agreement or the cashier's own card-fee schedule, not a network surcharge.
- Deposits authorize near-instantly at every partner cashier that lists Mastercard, matching Visa's speed at the point of sale.
- Backup deposit-only acceptance at BetOnline and SportsBetting extends the card's usefulness even where a withdrawal-to-card path isn't documented.
Watch points
- 22Bet reportedly stopped accepting Mastercard credit cards operator-wide from April 2020 — only debit Mastercard is documented as still working there, a restriction that does not appear on 22Bet's Visa row.
- Stake does not offer Mastercard deposits in CLP at all; Visa is the only card supported in that currency at Stake, per Stake's own local-currency documentation — a real point of divergence between the two networks at the same partner.
- Mastercard, like Visa, leaves the actual accept-or-decline call on any MCC 7995 transaction to your issuing bank — a decline is a bank policy, not a Mastercard or bookmaker-side block.
- BetOnline and SportsBetting are deposit-only, and both list the fee as variable by deposit amount, card type, and VIP tier rather than a flat published rate — confirm it in the cashier before depositing.
Mastercard tracks Visa's coverage almost exactly, with one gate to know before you deposit: 22Bet accepts debit Mastercard only, having reportedly cut off credit-card use operator-wide in 2020. Check which plastic is in your wallet before assuming Visa and Mastercard behave the same at every cashier.
Sources and verification
Verified: Method terms, fees, and partner acceptance above are drawn from the provider and operator documentation linked in this section, checked . How we verify.
Mastercard FAQ
Does Mastercard allow gambling transactions?
Yes, as a licensed, high-scrutiny category. Mastercard codes gambling under MCC 7995 and requires merchant registration under what industry summaries call its Specialty/High-Risk Merchant Registration Program, per Mastercard's Rules. As with Visa, Mastercard does not decide any single transaction — your issuing bank does.
Can I use a Mastercard credit card at 22Bet?
Not reliably — 22Bet reportedly banned Mastercard credit-card use operator-wide from April 2020, while debit Mastercard remains accepted. This restriction is specific to 22Bet and does not apply to its Visa row, so do not assume the two networks behave identically at the same cashier.
Does Mastercard charge a gambling fee?
Mastercard itself publishes no consumer-facing gambling fee. Any fee you actually pay — cash-advance coding, FX markup, or a flat card charge — is set by your card issuer's own cardholder agreement or by the bookmaker's cashier, which at BetOnline and SportsBetting varies by deposit amount, card type, and VIP level rather than a published flat rate.
Can I withdraw winnings back to a Mastercard?
Yes, at some books. 22Bet (debit only), 1XBet, Stake and MelBet all document Mastercard withdrawals back to the card. Stake requires the deposit and withdrawal to use the same card and does not offer Mastercard at all in CLP, where Visa is the only card supported. BetOnline and SportsBetting are deposit-only on Mastercard.
Does BetOnline accept Mastercard?
Yes — BetOnline supports Mastercard for deposits. Source: operator documentation.
Does SportsBetting accept Mastercard?
Yes — SportsBetting supports Mastercard for deposits. Source: operator documentation.
Does 22Bet accept Mastercard?
Yes — 22Bet supports Mastercard for deposits and withdrawals (minimum €1, withdrawals up to 24 hours). Source: operator documentation.
Does BC.Game accept Mastercard?
Yes — BC.Game supports Mastercard for deposits. Source: operator documentation.
Does 1XBet accept Mastercard?
Yes — 1XBet supports Mastercard for deposits and withdrawals (minimum $1, withdrawals up to 7 days). Source: operator documentation.
Does Stake accept Mastercard?
Yes — Stake supports Mastercard for deposits and withdrawals (minimum CAD 5, AED 20, EUR 5, USD 5, ISK 500, BAM 10, withdrawals Up to 3 business days for funds to reach your bank account after the withdrawal is processed from the Stake account). Source: operator documentation.
Does MelBet accept Mastercard?
Yes — MelBet supports Mastercard for deposits and withdrawals (withdrawals 1-7 business days (requires verification)). Source: operator documentation.
Does CloudBet accept Mastercard?
Not directly — at CloudBet, Mastercard works only as an input to the Swapped on-ramp, which converts your money to crypto before it reaches the betting balance.